Privacy Policy

1. Introduction

Direct Advance Group ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website direct-advance-group.com or use our financial services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

• Register on our website
• Request information about our services
• Submit a contact form or inquiry
• Subscribe to our newsletter or marketing communications
• Apply for financial services

This information may include:

• Name and contact information (email address, mailing address)
• Business information (company name, industry, business size)
• Financial information (when applying for services)
• Communication preferences

2.2 Automatic Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages viewed and time spent on pages
• Click-through data

3. How We Use Your Information

We use the information we collect in the following ways:

• To provide and maintain our services: Processing your requests, managing your account, and delivering the financial services you've requested
• To improve our website: Understanding how visitors use our site to enhance user experience
• To communicate with you: Sending you updates, newsletters, marketing materials, and other information (you can opt-out at any time)
• To respond to inquiries: Addressing your questions, comments, or customer service requests
• To comply with legal obligations: Meeting regulatory requirements and protecting our legal rights
• To send transactional communications: Providing service updates and important notices about your account

4. SMS and Marketing Communications

By providing your contact information and opting in to receive communications from Direct Advance Group, you agree to receive:

• Marketing messages via email
• Insights and updates about our financial services
• Service-related notifications

Opting Out: You may opt out of receiving marketing communications at any time by:

• Replying "STOP" to any marketing message
• Clicking the "unsubscribe" link in any email
• Contacting us directly through our contact form

Message and Data Rates: Standard message and data rates may apply when you receive communications from us. Please contact your mobile service provider for information about your messaging plan.

5. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf (e.g., email service providers, analytics providers)
• Legal Requirements: When required by law, regulation, legal process, or governmental request
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you have given us explicit permission to share your information

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication procedures
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Restriction: Request restriction of processing your personal information
• Portability: Request transfer of your information to another service provider
• Withdraw Consent: Withdraw your consent at any time (where processing is based on consent)

To exercise any of these rights, please contact us using the information provided in Section 12.

9. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our site.

Types of cookies we use:

• Essential Cookies: Necessary for the website to function properly
• Analytics Cookies: Help us understand how visitors use our website
• Marketing Cookies: Used to deliver relevant advertisements

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Direct Advance Group
20 S Arlene DR. W Longbrai NJ 07764
Email: privacy@direct-advance-group.com

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

14. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to request information about the categories and specific pieces of personal information we have collected, and to request deletion of your personal information.

15. Consent

By using our website and services, you consent to the collection and use of your information as described in this Privacy Policy.